Lenders consider several factors, including a loan seeker’s credit rating, monthly income, job profile, and employer profile, before approving a personal loan. The increasing adoption of risk-based pricing has further led lenders to consider these factors when setting the interest rates for personal loans. Following these tips can help you qualify for a lower rate […]
I found this press release from the American Bankruptcy Institute very interesting: “Total commercial deposits in Chapter 11 in July 2021 decreased 62% from July 2020, while total commercial deposits decreased by 39% compared to the previous year. The total number of 32,387 bankruptcy filings in July 2021 was down 24% from the total of […]
Getty Images Jackie veling If you have accumulated multiple forms of debt, such as credit cards, medical bills, or personal loans, you may be considering consolidation. Debt consolidation involves consolidating your debts into one payment, usually with a consolidation loan. Not only does this simplify your debt, but if you qualify for a rate low […]
When you buy through our links, Insider may earn an affiliate commission. Learn more. A relatively new section of insider reviews, the Education & Personal Development vertical began covering online courses in the spring of 2020 and has since branched out to look at online programs, books, apps, and even products that facilitate online or […]
When you buy through our links, Insider may earn an affiliate commission. Learn more. A relatively new section of Insider Reviews, the Education and Personal Development vertical began covering online courses in spring 2020 and has since branched out to review online programs, books, apps, and even products that facilitate online or in-person learning. What […]
Numerous studies prove that teleworking works. Despite being geographically dispersed, many businesses manage to function well and achieve their respective bottom lines. Employees also find it beneficial because their commute to work is eliminated, giving them more opportunities to find a work-life balance, which translates into increased productivity. But then again, working from home also […]