Personal finance

Microsoft is abandoning its Money in Excel personal finance service

Credit: Microsoft Two years ago, Microsoft started rolling out a budget tracking service called Money in Excel as a carrot for its Microsoft 365 Personal and Family subscription. But the company has decided to drop Money in Excel, along with Wolfram Alpha data type support for Excel, starting next year. According an email sent by […]

Personal loan

How to Improve Personal Loan Applications: 6 Ways to Increase Chances of Approval

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. Before you take out a personal loan, […]

Personal development

The global personal development industry is expected to reach $67 billion by 2030

DUBLIN–(BUSINESS WIRE)–The “Personal Development Market Size, Share and Trend Analysis Report by Instrument (Books, e-Platforms, Personal Coaching/Training), by Focus Area, by Region and Segment Forecast, 2022-2030” report has been added to from ResearchAndMarkets.com offer. The global personal development market size is estimated to reach $67.02 billion by 2030, growing at a CAGR of 5.5% from […]

Personal finance

When should you prioritize retirement savings over debt repayment? | Personal finance

(Christy Biber) Like most people, you have a limited amount of money and need to decide what to do with it. It can be a tough choice if you have debt you’re trying to pay off, but you’re also eager to start saving for retirement so you have financial security in your years to come. […]

Personal finance

Scam warning: Devastated widow targeted for £1,400 by ‘charming’ scammer | Personal finance | Finance

Susan was widowed and devastated by the death of her husband, but after a while her children encouraged her to meet someone new. That’s when her daughter set her up on an online dating site in hopes of revitalizing her mother’s social life. Here, she came across the profile of a man she thought she […]

Personal loan

Personal loan rates drop for 3-year fixed rate loans

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The latest personal loan interest rate trends […]

Personal finance

Rishi Sunak announcement: Full list of documents for Brits | Personal finance | Finance

Millions of UK households will benefit from reductions on their energy bills and subsidies to help them through the worst cost of living crisis for a generation. The UK is struggling with skyrocketing inflation and energy bills that have risen by hundreds of pounds. Rishi Sunak announced new measures on Thursday to help tackle the […]

Personal finance

New Laws, Lenders Improve Access to Affordable Small Loans | Personal finance

Annie Millerbernd Inflation has already hit people particularly hard struggle to get gas in their tanks and groceries in their refrigerators. For many, a payday loan may seem like the only way to get the money needed. In recent years, however, as more states impose restrictions on risky short-term lending, new lenders have emerged offering […]

Personal loan

May 23, 2022 – Rates Rise – Forbes Advisor

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. Personal loan rates increased last week. However, if you are looking for a personal loan to finance a project, the purchase of a vehicle, unexpected bills or to improve your cash flow, […]

Personal finance

Personal finance advice: how can I improve my credit score?

#MakeItMakeSense is a series from The Star that breaks down personal finance issues to help young Canadians gain more confidence and understanding when it comes to financial literacy. Maintaining and understanding your credit score can be overwhelming to say the least, and even the most knowledgeable people make simple mistakes that can negatively impact their […]

Personal development

The Best Personal Development Books Every College Student Should Read

Apart from reading academic books, it is highly recommended and equally important for students to read books of other genres as well as for their personal development. The importance of reading personal development books should not be overlooked as they potentially bring about positive changes in students and help them lead meaningful lives. Personal development […]

Personal loan

Need a personal loan ? Here is how to get cash instantly via Aadhaar Card | Personal finance news

New Delhi: Personal loans have never been easier to get than now, thanks to digital technology. The whole process took several days before scanning. People who needed money had to look for relatives and acquaintances who could lend them the money they needed at the time. The largest personal loans can now be obtained in […]

Personal loan

Pre-Qualified vs Pre-Approved Personal Loan: Differences and Important Points to Note

When looking for a personal loan, you will likely come across terms such as pre-approved or pre-qualified. These indicate a special loan deal offered to you by modern lenders based on your qualification and whether or not you have an existing relationship with them. Such offers are very beneficial, especially if you have one from […]

Personal finance

HSBC issues warning after widow loses £100,000 to cruel scam | Personal finance | Finance

Scams are unfortunately very common, with people losing thousands or even hundreds of thousands of pounds. Unfortunately, this was the case of a woman who unwittingly found herself a target, after a difficult period in her life. HSBC has shared the story of Marjorie – not her real name – who decided to use a […]

Personal finance

5 impacts of inflation on interest rates | Smart Change: Personal Finances

PennyWorks explains the five ways inflation affects interest rates set by the Federal Reserve. 5 effects of inflation on interest rates 5 effects of inflation on interest rates Like the Federal Reserve raised interest rates by half a percentage point, many Americans are wondering how the move affects their wallets. The increase puts the federal […]

Personal finance

Time Well Spent: WWHS Students Test Their Personal Finance Skills at BankNewport Fair | Kent County Daily Hours

WEST WARWICK – An event held at West Warwick High School’s media center last week invited a group of around 30 students to put their knowledge of personal finance to the test. Sponsored by BankNewport, the Financial Education Fair provided an opportunity for students from the High School Finance Academy to apply what they learned […]

Personal development

I Took a Free Udemy Personal Development Course – Here’s What I Learned

Jen Glantz is an entrepreneur who tried on a free Udemy course on creating your dream life. The course shared tips on how to live with intention and use past regrets as motivations. Glantz says the lessons were insightful and inspired her to adopt healthy and meaningful new habits. Loading Something is loading. Many of […]

Personal development

The difference between professional development and personal development

A growing number of employers are including professional development goals in the annual HR review process. On some level, that’s a good thing. He recognizes that learning must be at the heart of career development. But professional development implies that there are knowledge and skills you need to acquire to move to the next level […]

Personal loan

Personal loan rates drop slightly for 3-year fixed rate loans

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The latest personal loan interest rate trends […]

Personal finance

How can I improve my credit rating? Expert advice | Personal finance | Finance

Among several pearls of financial wisdom, including “save for rainy days” and don’t spend more than you can afford, “keep your credit score high” is also invaluable advice. A good credit score can unlock a host of benefits and savings, as well as access to credit cards and loans if needed. Your credit score reflects […]

Personal development

Personal Development Market Size, Outlook, Strategies, Manufacturers, Type and Application, Global Forecast to 2029 – Instant Interview

New Jersey, United States – The Personal Development Market report includes the upcoming challenges and opportunities in the market. It ensures a strengthened market position and a growing product portfolio by providing all the important details related to the market growth. It reveals some of the key insights and focuses on the impact of the […]

Personal finance

Man in his 60s loses nearly £100,000 to scammer | Personal finance | Finance

Graham, 60, appeared on yesterday morning’s episode of For Love or Money, explaining how he sold his beloved vintage motorbike and used the proceeds from the sale of his house to fund what turned out be a crook. After separating from his wife, Graham found someone claiming to be Maryanne, a 39-year-old gold trader from […]

Personal loan

Personal Loan Rates Rise: 3-Year Loans Still Lower Than Same Time Last Year

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The latest personal loan interest rate trends […]

Personal finance

The only states that teach personal finance (and what you’ll need to teach kids yourself)

Photo: worawit_j (Shutterstock) Recently, Georgia became the country’s 13th state make personal finance education mandatory for high school students. According to Next Generation Personal FinanceGeorgia joins Alabama, Florida, Iowa, Mississippi, Missouri, Nebraska, North Carolina, Rhode Island, Ohio, Tennessee, Utah and Virginia in requiring teens to to take at least one semester of personal finance before […]

Personal loan

JN Bank UK voted UK’s ‘Best Personal Loan Provider’ in 2022

Dean Fensome (fifth from right), Managing Director of JN Bank UK, and Paulette Simpson (sixth from right), Deputy Managing Director, along with members of the JN Bank UK team, celebrate their recognition as Best Personal Loan Provider at UK Bank Awards in London [LONDON, England] – JN Bank UK, the first British-owned bank in the […]

Personal finance

3 ways to save after buying a car | Smart Change: Personal Finances

Philip Reed Believe it or not, there are ways to improve your car contract even after the ink is dry on the bill of sale. Although you can’t lower the price of your car, you can usually cancel any extras you might have felt pressured to purchase at the finance office. You can also shop […]

Personal development

Stand up for your personal development as a woman – Dr. Ibukun

Women encouraged to pursue their personal development The Managing Director of the Chair Center Group, Dr. Ibukun Awosika, urged women to champion their development path to enable the full realization of their talent and potential. According to the seasoned businesswoman, championing personal development is the surest way to unearth the innate talents, skills and strength […]

Personal loan

May 9, 2022—Rates Rise – Forbes Advisor

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. Last week, personal loan rates went up. However, if you are looking for a personal loan to finance a project, the purchase of a vehicle, unexpected bills or to improve your cash […]

Personal finance

10 personal finance podcasts you should listen to

Most people learn financial literacy in schools. However, you can only learn about finance when you study a business-related course in college. Although financial education is part of the school curriculum, very few teachers want to teach their students financial skills. According to CNBC, most teachers believe that teaching financial education is the responsibility of […]

Personal finance

3 retirement essentials for your golden years | Smart Change: Personal Finances

(Justin Pope) Planning your financial future is all about strategy — you want to make sure you’re working as smart as possible. Work smart, not hard, as they say. It can mean using the right “tool” for a given job, which I think is underrated in personal finance. It’s not very wise to put all […]

Personal loan

Personal loan rates drop for 3- and 5-year loans

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders, all opinions are our own. The latest personal loan interest rate trends from Credible Marketplace, updated weekly. (Stock) […]

Personal finance

Barclays urges customers to beware of energy bill scams | Personal finance | Finance

Britons are currently suffering a double whammy from rising inflation and rising energy bills, putting pressure on households. As it stands, inflation is currently at 7% and energy bills are expected to rise by £693 for this year. Because of this, the UK is experiencing a cost of living crisis which the bank believes fraudsters […]

Personal finance

Mortgage borrowing up in new figures | Personal finance | Finance

Potential buyers owed £7bn in March, down from £4.6bn in February, according to the Bank of England. But property experts warn the market could slow as people tighten their belts. Andrew Montlake, managing director of UK mortgage broker Coreco, said: “In the coming months people’s borrowing power is likely to decline as lenders factor in […]

Personal loan

RBI’s increase in redemption rate will impact EMIs of home, auto and personal loans. Check here how

Bombay: In a surprising move that will increase borrowing costs for businesses and individuals, the RBI on Wednesday after an unscheduled MPC meeting raised the benchmark lending rate by 40 basis points (bps) to 4.40% for contain inflation, which has remained stubbornly above the 6% target for the past three months.To read also – ATTENTION […]

Personal development

Onyeali-Ikpe urges bankers to embrace integrity, innovation and personal development | The Guardian Nigeria News

Young banking professionals were encouraged to embrace integrity, innovation and personal development to excel in their careers. Fidelity Bank Plc Managing Director, Nneka Onyeali-Ikpe, gave the advice as a special guest of honor at the graduation ceremony for mentees from Tier 1 of the Chartered Institute of Bankers of Nigeria mentorship program (CIBN). Delivering his […]

Personal loan

Personal Loan For Salaried Employees – Forbes Advisor INDIA

Most, if not all, employees rely on their monthly salary to meet household expenses. The monthly salary happens to be the main and only source of income for the average Indian earner. In this case, the cash flow is almost fixed throughout the year for the employees except in the case of one-off profit-sharing or […]

Personal finance

How to Invest When Interest Rates Rise | Personal finance

(Chuck Saletta) The Federal Reserve is finally acknowledging how entrenched inflation has become and looks like it can take some serious steps to at least begin to address it. One of the main measures is to raise interest rates. Interest rates have been on a downward trend for about 40 years – since the last […]

Personal finance

How to Invest When Interest Rates Rise | Smart Change: Personal Finances

(Chuck Saletta) The Federal Reserve is finally acknowledging how entrenched inflation has become and looks like it can take some serious steps to at least begin to address it. One of the main measures is to raise interest rates. Interest rates have been on a downward trend for about 40 years – since the last […]

Personal loan

Why your personal loan repayment schedule is important

Image source: Getty Images Make sure you understand how a longer or shorter term affects your loan. Key points Personal lenders offer a choice of repayment terms. Your repayment term affects total borrowing costs. Your monthly payment is also impacted by the repayment schedule you have chosen. When you take out a personal loan, chances […]