Personal finance

PERSONAL FINANCES: Life insurance needs can change over time | Company

It’s easy for many of us to approach life insurance with a “I’ll deal with it later” or “set it and forget it” mentality, and to assume you have the time. to work out the details of adequate coverage later. Yet life insurance can play a key role in protecting your loved ones financially in the event of an unexpected death. The role protection plays in your financial plan often depends on your life stage.

Newly married couples

Close or retired seniors

Holley Smaldone-Cragg, CFPC, is a Financial Advisor at Ameriprise Financial in Geneva. She specializes in fee-based financial planning and asset management strategies and has been practicing for over 35 years. His website is