Personal loan

Personal loan rates could rise in March as Fed plans quarter-point rate hike

Despite strong wage growth and low unemployment, consumers are feeling the effects of rising prices. The Fed plans to hike rates in March to fight inflation, but that could impact personal loan rates. (iStock) The Federal Reserve has kept its benchmark rate close to zero since March 2020 to spur economic recovery amid the COVID-19 […]

Personal loan

Personal loan rates increase slightly but remain lower than the same period last year

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The latest personal loan interest rate trends […]

Personal loan

5-year personal loan rates fall: nearly 2% lower than the same period last year

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The latest personal loan interest rate trends […]

Personal loan

3-year personal loan rates fall, still near 2022 record low

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The latest personal loan interest rate trends […]

Personal finance

For Valentine’s Day, couple your finances | Personal finance

Getty Images Chanelle Besette When Alli Williams married her husband in 2019, she knew she would marry with around $150,000 in student loan debt. Now, a few years later, she and her husband are on the same financial page with their budgets and bank accounts, and they’ve paid off not just her student loans, but […]

Personal loan

Personal loan rates fall after rising for weeks

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The latest personal loan interest rate trends […]

Personal finance

Proposed law would make personal finance a requirement for graduation

Jajuan Hoskins, a senior at Rhinelander High School, didn’t hesitate when asked by state lawmakers to rank the importance of his personal finance course. “I would definitely rank this number one,” he said. “Finances are an important part of adulthood.” His two classmates, who were also testifying before the National Assembly’s education committee, quickly agreed. […]

Personal loan

Personal loan rates continue their upward trend, but are lower than the same period last year

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The latest personal loan interest rate trends […]

Personal finance

5 Physician-Specific Personal Finance Book Recommendations from The White Coat Investor

Estimated reading time: 5-6 minutes “Five years from now, you’re the same person, except for the people you’ve met and the books you’ve read.” – John Wooden. Dr. Jim Dahle, Utahn, author, blogger, and board-certified emergency physician, started his blog, The investor in a white coat, to help doctors get “a fair shake on Wall […]

Personal loan

Here’s what you can’t use with a personal loan to pay

Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We may receive a commission when you click on links to our affiliate partners’ products. When it comes to paying for major expenses like expensive home repairs or funerals, it can be difficult to find […]

Personal loan

5-year fixed personal loan rates fall again by more than half a percent

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The latest interest rate trends for personal […]

Personal loan

What to know when applying for a personal loan with bad credit

Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We may receive a commission when you click on links to our affiliate partners’ products. When it comes to paying for some of life’s biggest expenses – a home renovation, a big medical bill, an […]

Personal loan

Personal loan interest rates fall again, continuing their downward trend in 2022

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The latest personal loan interest rate trends […]

Personal finance

Personal finance reminders for 2022

Before I finish on the flat rate taxes for 2022 and look at some personal finance reminders, there are a few things that caught my eye this week. Of course, as I’ve written many times, these things are often old news by the time the column goes out on Sundays. First, as I have often […]

Personal loan

Decrease in personal loan interest rates: 5-year rates nearly 1% lower than same period last year

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

Personal finance

Mortgage Payment Calculator | Smart change: personal finance

Noel Davila and Gabriel Rodriguez Use Money’s mortgage calculator to estimate your monthly payments based on the price of the house, current mortgage rates, and the type of loan. You can also use our calculator to estimate how much you’ll pay based on your credit score and how much you’ve saved for a down payment. […]

Personal loan

Personal loan interest rates plummet in both 3 and 5 years

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

Personal loan

Which Personal Loan Stock Is A Better Buy?

Discover Financial Services digital banking and payment company (DFS), which is based at Riverwoods, Illinois, operates in two segments: digital banking and payment services. While the digital banking segment offers Discover branded credit cards, the payment services segment operates the PULSE network. By comparison, San Francisco-based SoFi Technologies, Inc. (SOFI) is a financial company that […]

Personal loan

Personal loan interest rates rise, but 5-year rates remain lower than same period last year

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

Personal finance

For Young Adults, Credit Creation Begins Now | Smart change: personal finance

Colin Beresford Sooner than you think, your credit score will start to count. A good credit score can be the difference between qualifying for or missing out on a low-interest apartment or car loan. So, to get credit ready when you need it, now is the time to start building a good, long credit history. […]

Personal finance

It’s time to build your credit [Personal Finance]

Sooner than you think, your credit score will start to count. A good credit score can be the difference between qualifying for or missing out on a low-interest apartment or car loan. So, to get credit ready when you need it, now is the time to start building a good, long credit history. There are […]

Personal finance

Here’s What You Need To Know About The Latest Student Loan Break Extension Personal finance

Pursuing higher education has been a vital step in realizing the American Dream since James Truslow Adams coined the expression in 1931. He defined the American dream as the hope for “a better, richer and happier life for all of our citizens of all ranks.” Collectively, however, Americans have racked up $ 1.7 trillion in […]

Personal loan

Personal loan interest rates climb, but 5-year fixed rate remains lower than same period last year

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

Personal loan

Personal loan interest rates rise, but remain lower than same period last year

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

Personal finance

Lifehacker Hires Personal Finance Writer

Photo: Polunina Mariia (Shutterstock) Lifehacker is looking for a Senior Financial Writer, which means we’re looking for a special type of person: our financial writers cover specialist topics, but those topics need to be explained in an accessible and down-to-earth way. In other words, you’re not writing for the fucking Financial Times, and you should […]

Personal loan

Interest rates on personal loans continue to fall

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

Personal loan

Personal loan interest rates plunge – 3-year fixed rates drop for week 2

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

Personal loan

3-year personal loan interest rates plunge

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

Personal loan

Fixed personal loan rates increase slightly – 5-year rates still lower than at the start of the month

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

Personal loan

5-year fixed personal loan interest rates plunge as 3-year fixed rates continue their upward trend

The latest interest rate trends for personal loans from the Credible Marketplace, updated weekly. (iStock) Borrowers with good credit seeking personal loans in the past seven days have prequalified for slightly lower 5-year rates and slightly higher 3-year rates compared to fixed-rate loans from the previous seven days. For borrowers with a credit score of […]

Personal finance

6 personal finance rules you can break during a crisis

There are specific rules in life that you should never break under any circumstances. For example, bringing uninvited guests to a wedding or not picking up your dog’s droppings in the park. The same goes for putting fruit on a pizza or crossing streams if you’ve ever dreamed of becoming a Ghostbuster. There are rules […]

Personal loan

5-year fixed personal loan interest rates fall as 3-year rates rise

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

Personal finance

Should You Refinance Your Student Loans Before Federal Payments Restart? | Personal finance

Private lenders offer certain protections, but they are neither guaranteed nor standardized. This means that if a borrower refinances their federal student loans with a private lender and later experiences financial difficulty, they will likely be stuck with payments and could end up defaulting. Who should refinance now? Borrowers like Frey, however, are ideal candidates […]

Personal finance

5 Best Student Loan Refinancing Companies of November 2021 | Personal finance

Most, if not all, lenders require that you be a U.S. citizen or permanent resident in order to refinance your student loans. If your student loans are foreign, it is recommended that you build up sufficient credit in the United States to qualify for refinancing. Best Student Loan Refinance FAQs Can You Refinance Federal Student […]

Personal finance

The College offers workshops on personal finance to students

With the low rate of undergraduate financial literacy, Ithaca College offers personal finance workshops to help students understand interest rates, taxes, budgeting, and loans, among others. Steven Novakovic, instructor in the Department of Finance and International Affairs, started the Personal finance clinic for students provide experience for students in the Wealth Management concentration at the […]

Personal finance

5 Best Student Loan Refinancing Companies of October 2021 | Personal finance

Most, if not all, lenders require that you be a U.S. citizen or permanent resident in order to refinance your student loans. If your student loans are foreign, it is recommended that you build up sufficient credit in the United States to qualify for refinancing. Best Student Loan Refinance FAQs Can You Refinance Federal Student […]

Personal finance

All high schools in Rhode Island are now required to offer personal finance

SEven years after students at a small suburban Rhode Island high school successfully advocated for adoption of financial literacy standards, state lawmakers made mastery of personal finance a requirement for education. high school graduation, starting with the class of 2024. Signed by Governor Dan McKee on June 1, the law sets a December 31 deadline […]

Personal loan

New data: Living Paycheck to Paycheck triggers a personal loan request

When you think of those struggling between paychecks, people earning six-figure incomes usually don’t come into play. But PYMNTS research continues to find that an alarming percentage of well-paid people fail financially from check to check. This is one of the many important revelations from the September edition of Reality Check: Report: Personal Loans Help […]

Personal loan

4 financial reasons for choosing Fullerton India personal loan

In recent years, taking credit online has made it possible for potential borrowers to avail personal loans digitally. Personal loans in themselves are a very convenient form of financing. And then adding online platforms to the mix makes it that much easier. Nowadays, several lenders in the market offer loans online. Some financial institutions are […]

Personal finance

Parents in debt to students want a recovery | Personal finance

“Everyone wants to do everything they can for their children; there is a natural tendency to give your kids what they want, ”says Nancy Goodman, founder and executive director of College Money Matters, a nonprofit organization that helps families make academic decisions. “Many parents have also accepted the idea that a college degree is a […]

personal debt

How I Gave Up Debt: Spender, Saver, and Dreams of a Family

In this series, NerdWallet interviews people who have overcome debt. Responses have been edited for length and clarity. Kendall Berry was watching the royal wedding in her dorm in 2011, praying for her own prince to show up, when husband-to-be Dave Berry walked through the door. “It was honestly love at first sight,” says Kendall, […]

personal debt

I was a luxury fashion journalist in $100,000 debt

The first designer item I ever owned was a pair of second-hand Salvatore Ferragamo suede flats with sleek pointed toes and modest block heels. From the moment I saw them at Second Time Around—the now-defunct consignment store where I worked right out of college—I was taking every chance I could between sweeping the floor and […]

personal debt

‘It’s the right thing to do’: Biden urged to forgive student loans in first 100 days | US student debt

Thousands of student debtors have launched a campaign urging Joe Biden to enact full student loan forgiveness within the first 100 days of his presidency. The Debt Collective, which has more than 9,300 memberspatted 100 debtors be part of the “Biden Jubilee 100” – 100 people who go on a debt strike, one representing each […]

Personal development

The 3 percent solution for personal development

Opinions expressed by Contractor the contributors are theirs. Unless you are near retirement or a baby in trust, your career income potential is your greatest asset. Home, cars, and investment accounts are golden eggs that wouldn’t exist without the Goose that Laid the Golden Eggs, your career. Unlike investing in other assets, there is no […]